Top 10 Financial Services in Virginia Beach

As an AI language model, I don’t have access to real-time information on the top 10 financial services in Virginia Beach. However, here are some of the top financial services firms in Virginia Beach based on their reputation, size, and services offered:

1. TowneBank: A full-service bank with a range of personal and commercial banking services, including mortgages, loans, and investment management.

2. PNC Bank: A national bank with a large presence in Virginia Beach that offers personal and business banking services, loans, and investment management.

3. Wells Fargo: A national bank with a branch in Virginia Beach that offers personal and business banking services, loans, and investment management.

4. BB&T (now Truist): A regional bank that offers personal and business banking services, loans, and investment management.

5. SunTrust Bank (now Truist): A national bank that offers personal and business banking services, loans, and investment management.

6. Navy Federal Credit Union: A credit union that offers banking services and loans to members of the military and their families.

7. Old Point National Bank: A local bank that offers personal and commercial banking services, loans, and investment management.

8. Fulton Bank: A regional bank that offers personal and commercial banking services, loans, and investment management.

9. Virginia Commonwealth Bank: A local bank that offers personal and commercial banking services, loans, and investment management.

10. Bank of America: A national bank with a branch in Virginia Beach that offers personal and business banking services, loans, and investment management.

Keep in mind that this is not an exhaustive list and there may be other financial services firms in Virginia Beach that may better suit your specific needs. It’s always a good idea to do your own research and compare the services, fees, and reputation of various financial services firms before making a decision.

Website and contact numbers

Here are the websites and contact numbers for the financial services firms I listed in my previous response:

1. TowneBank: Website: www.townebank.com, Phone: (757) 638-7500
2. PNC Bank: Website: www.pnc.com, Phone: (888) 762-2265
3. Wells Fargo: Website: www.wellsfargo.com, Phone: (800) 869-3557
4. BB&T (now Truist): Website: www.bbt.com, Phone: (800) 226-5228
5. SunTrust Bank (now Truist): Website: www.truist.com, Phone: (800) 786-8787
6. Navy Federal Credit Union: Website: www.navyfederal.org, Phone: (888) 842-6328
7. Old Point National Bank: Website: www.oldpoint.com, Phone: (757) 728-1200
8. Fulton Bank: Website: www.fultonbank.com, Phone: (800) 385-8664
9. Virginia Commonwealth Bank: Website: www.vcb.bank, Phone: (804) 419-8919
10. Bank of America: Website: www.bankofamerica.com, Phone: (800) 432-1000

Note that these websites and contact numbers are subject to change. It’s always a good idea to verify the latest information on the financial services firm’s website or by contacting them directly.

What are the requirements to open a savings account?

The requirements to open a savings account can vary depending on the financial services firm and the type of account you are opening. However, here are some common requirements that you may encounter:

1. Personal information: You’ll typically need to provide personal information such as your name, address, date of birth, and Social Security number.

2. Identification: You’ll need to provide a valid government-issued photo ID such as a driver’s license, passport, or state ID.

3. Minimum deposit: Some savings accounts may require a minimum deposit to open the account, which can vary depending on the financial services firm and the type of account.

4. Age requirements: Some financial services firms may have age requirements for opening a savings account. In general, you must be at least 18 years old to open an account on your own. Minors may be able to open accounts with the help of a parent or guardian.

5. Residency status: Some financial services firms may require that you be a U.S. citizen or resident to open a savings account.

6. Fees: Some savings accounts may have fees associated with them, such as monthly maintenance fees or fees for exceeding certain transaction limits. Be sure to check the account terms and conditions for details on any fees that may apply.

Keep in mind that these are general requirements, and the specific requirements for opening a savings account can vary depending on the financial services firm and the type of account. It’s always a good idea to check with the financial services firm directly to get the most accurate and up-to-date information on the requirements for opening a savings account.

Can I open a savings account if I’m not a U.S. citizen?

Yes, it is often possible for non-U.S. citizens to open a savings account with a financial services firm in the United States. However, the specific requirements for non-U.S. citizens can vary depending on the financial services firm and the type of account.

In general, non-U.S. citizens will need to provide additional documentation to open a savings account, such as a passport, visa, or other government-issued ID. Some financial services firms may require proof of residency or employment in the United States, such as a utility bill or pay stub.

Additionally, non-U.S. citizens may be subject to additional restrictions or requirements, such as limits on the amount of money that can be deposited or withdrawn, or additional fees for non-U.S. citizens. It’s important to check with the financial services firm directly to get the most accurate and up-to-date information on the requirements for non-U.S. citizens to open a savings account.

It’s also worth noting that some financial services firms may offer specific savings accounts or services designed for non-U.S. citizens, such as international student accounts or accounts for non-resident aliens. These accounts may have different requirements or features than standard savings accounts, so it’s important to research your options and choose an account that meets your needs.

Are there any fees associated with opening a savings account as a non-U.S. citizen?

The fees associated with opening a savings account as a non-U.S. citizen can vary depending on the financial services firm and the type of account. Some financial services firms may charge additional fees for non-U.S. citizens, such as fees for wire transfers or foreign currency transactions. Other financial services firms may not charge additional fees for non-U.S. citizens, but may require a higher minimum deposit or balance to open or maintain the account.

It’s important to carefully review the terms and conditions of any savings account you are considering opening, including the fee schedule, to understand any fees or requirements that may apply. Additionally, it’s a good idea to contact the financial services firm directly to ask about any fees or requirements that may be specific to non-U.S. citizens.

Finally, keep in mind that some financial services firms may offer specific savings accounts or services designed for non-U.S. citizens, such as international student accounts or accounts for non-resident aliens. These accounts may have different requirements or features than standard savings accounts and may be a better fit for your needs.